ryans_slots

blocked by my bank

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Has anyone ever had enhanced due dillegence checks via their bank? if anyone knows how long it takes also.
I got questioned on stuff like;

why did i transfer money from  my own account to here and other way round, money from my  sister entering account, money from my mother entering my account, mrvegas casino its actually pathetic how banks can just freeze accounts like today I got.

its so sad that I had £480 ish in that account and now the account has literally gone from internet banking then the email followed ^, have no access to credit, cash, food, petrol, travel to work etc? Smh

anyone got some legal tips I can throw back at them? cause this is actually made me feel sick to death, treated like a criminal and for what?
it's caused me severe stress, anxiety for no reason.

 

 

 

 

Edited by david1111

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I’d be straight down the bank telling them fuck the checks just close my account and demand your cash, cheeky fuckers 

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@Tricky0212 One for TGC's legal boss man I think.

Never heard of banks doing that apart from the one time Abbey National froze Rolla's account for a 20k cheque from Las Vegas to do money laundering checks.

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Halifax bank froze one time my account checking for money laundering, 48hrs was all good  

5 out 10 Dover crossing I get checked for money laundering

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4 hours ago, ryans_slots said:

Has anyone ever had enhanced due dillegence checks via their bank? if anyone knows how long it takes also.
I got questioned on stuff like;

why did i transfer money from  my own account to here and other way round, money from my  sister entering account, money from my mother entering my account, mrvegas casino its actually pathetic how banks can just freeze accounts like today I got.

its so sad that I had £480 ish in that account and now the account has literally gone from internet banking then the email followed ^, have no access to credit, cash, food, petrol, travel to work etc? Smh

anyone got some legal tips I can throw back at them? cause this is actually made me feel sick to death, treated like a criminal and for what?
it's caused me severe stress, anxiety for no reason.

 

 

 

 

I found out banks can pretty much do what they want, they can close your account for no reason if they want to. I'd say at least they're asking a few questions rather than closing your account so I'd say its up to you, say fudge them take your money and find a new bank or if too much hassle just reply to their questions.

My bank closed my account for a month with no word or anything, then I get a letter saying you have one month to sort out direct debits etc as we're closing your account and stating some term where they don't have to give a reason why they're doing it

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4 hours ago, ryans_slots said:

Has anyone ever had enhanced due dillegence checks via their bank? if anyone knows how long it takes also.
I got questioned on stuff like;

why did i transfer money from  my own account to here and other way round, money from my  sister entering account, money from my mother entering my account, mrvegas casino its actually pathetic how banks can just freeze accounts like today I got.

its so sad that I had £480 ish in that account and now the account has literally gone from internet banking then the email followed ^, have no access to credit, cash, food, petrol, travel to work etc? Smh

anyone got some legal tips I can throw back at them? cause this is actually made me feel sick to death, treated like a criminal and for what?
it's caused me severe stress, anxiety for no reason.

 

 

 

 

enhanced due diligence checks= adequate measures to establish where the person's wealth and the funds involved in the business relationship come from. is money laundering check 

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Yes, most of the above is correct - the banks have huge discretion and power to do what they like under the suspicion of money laundering regs. 
 

This is 100% a money laundering check/issue (not saying you have done anything wrong but their system has flagged something) could be crypto transactions or could be something as simple as the reference your mum/sister used when sending you money. 
 

Many banks have closed a significant number of accounts in recent years with no explanation, NatWest we’re by far the worst for it. 
 

Personally I would prepare for your account to be closed and look to open a new one just in case (not saying it will but at least you are ready if it does). You will get the funds back assuming there is nothing irregular. Sadly very little you can do as it’s within their terms basically and they are a private organisation so free to do as they please. 
 

If it does close, it would be worth making a subject access data request to CIFAS to make sure nothing is recorded against your name as that could stop you opening new accounts too. 
 

sorry it’s a short-ish reply and not all that helpful but I’m away at the moment and the above is the best I can suggest. Hope for the best, plan for the worst. 

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You’re a dodgy crypto fudger that’s why 

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2 hours ago, Tricky0212 said:

Yes, most of the above is correct - the banks have huge discretion and power to do what they like under the suspicion of money laundering regs. 
 

This is 100% a money laundering check/issue (not saying you have done anything wrong but their system has flagged something) could be crypto transactions or could be something as simple as the reference your mum/sister used when sending you money. 
 

Many banks have closed a significant number of accounts in recent years with no explanation, NatWest we’re by far the worst for it. 
 

Personally I would prepare for your account to be closed and look to open a new one just in case (not saying it will but at least you are ready if it does). You will get the funds back assuming there is nothing irregular. Sadly very little you can do as it’s within their terms basically and they are a private organisation so free to do as they please. 
 

If it does close, it would be worth making a subject access data request to CIFAS to make sure nothing is recorded against your name as that could stop you opening new accounts too. 
 

sorry it’s a short-ish reply and not all that helpful but I’m away at the moment and the above is the best I can suggest. Hope for the best, plan for the worst. 

Those CIFAS make it impossible to get a bank account. Very hard to remove/contest, so a prepared account now is good advice

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I believe it’s this…..

 

SAR (suspicious activity report). I believe it can be closed for up to 5 days and if the NCA are informed of anything deemed illegal it can be permanent. 
 

Essentially if you have done something dodgy be concerned be very concerned 

 

if not don’t - will open up soon enough. 

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