Solario333 11,316 Posted March 6, 2022 (edited) After my garage roof was damaged in the storm it looks like a large bill is coming my way so here I am trying to bring in a little cash to go towards the bill .... £115 deposit ....... Playing legacy of dead and early bonus ... it won't cover the bill but it all helps. !! Edited March 6, 2022 by Solario333 1 1 1 8 2 Share this post Link to post Share on other sites
david1111 17,597 Posted March 6, 2022 Nice hit @Solario333. Did you not claim for the storm damage Share this post Link to post Share on other sites
Kinkerbells 7,840 Posted March 6, 2022 1 hour ago, david1111 said: Nice hit @Solario333. Did you not claim for the storm damage Think it’s classed as a act of god unless you get special cover for flooding if your prone to floods xx Share this post Link to post Share on other sites
david1111 17,597 Posted March 6, 2022 15 minutes ago, Kinkerbells said: Think it’s classed as a act of god unless you get special cover for flooding if your prone to floods xx You would be covered for storm damage regardless. Flood is a different matter, but even if you're in a flood area government have a scheme in partnership with insurers called flood re which gives flood cover to some households which previously may have been unable to get it at a reasonable cost 1 1 Share this post Link to post Share on other sites
Kinkerbells 7,840 Posted March 6, 2022 4 minutes ago, david1111 said: You would be covered for storm damage regardless. Flood is a different matter, but even if you're in a flood area government have a scheme in partnership with insurers called flood re which gives flood cover to some households which previously may have been unable to get it at a reasonable cost Ah ok I’ll shut up then hahaha 1 Share this post Link to post Share on other sites
Solario333 11,316 Posted March 6, 2022 2 hours ago, david1111 said: Nice hit @Solario333. Did you not claim for the storm damage yes but some of the damage was deemed as pre existing !! Share this post Link to post Share on other sites
david1111 17,597 Posted March 6, 2022 Just now, Solario333 said: yes but some of the damage was deemed as pre existing !! Ah ok, yes that would be excluded Share this post Link to post Share on other sites
Solario333 11,316 Posted March 6, 2022 Just now, david1111 said: Ah ok, yes that would be excluded yes and the roof is made of asbestos so it costs more to take it away and dispose ..... Share this post Link to post Share on other sites
david1111 17,597 Posted March 6, 2022 1 minute ago, Solario333 said: yes and the roof is made of asbestos so it costs more to take it away and dispose ..... Blimey, yes it would. 1 Share this post Link to post Share on other sites
groundiskey 4,577 Posted March 6, 2022 @Solario333 nice win. Just give the casino the roof repair bill. haha 1 Share this post Link to post Share on other sites
crazyrightmeow 4,438 Posted March 6, 2022 Nice one! 1 Share this post Link to post Share on other sites
MrUKHackz 14,841 Posted March 6, 2022 6 hours ago, Kinkerbells said: Think it’s classed as a act of god unless you get special cover for flooding if your prone to floods xx 6 hours ago, david1111 said: You would be covered for storm damage regardless. Flood is a different matter, but even if you're in a flood area government have a scheme in partnership with insurers called flood re which gives flood cover to some households which previously may have been unable to get it at a reasonable cost My mate gets a call from his mother, she needs picking up in Penzance, he drives down to the strip and parks his immaculate estoril blue M3 Evo on the main road but on the side nearest the sea, he locks it and goes to get his mother. The weather picks up, a boat comes in and moors up for safety, the wind blows, the mast snaps and basically nailed my mates car to the floor, it was flattened, a total right off, wheels out at 45 degrees like something out of a cartoon and the roof totally touching the seats. He calls his insurance as he's fully comp and guess what, it's an "Act of God" and he's not covered! About 15k straight in the bin, my argument with him was why didn't you say I'm not religious and don't believe in this God fella, which he saw the funny side to, anyway yeah, just had to scrap it and that was that. 1 Share this post Link to post Share on other sites
Kinkerbells 7,840 Posted March 6, 2022 2 minutes ago, MrUKHackz said: He calls his insurance as he's fully comp and guess what, it's an "Act of God" and he's not covered! Never did trust that god bloke ….. 1 Share this post Link to post Share on other sites
david1111 17,597 Posted March 6, 2022 (edited) 7 minutes ago, MrUKHackz said: My mate gets a call from his mother, she needs picking up in Penzance, he drives down to the strip and parks his immaculate estoril blue M3 Evo on the main road but on the side nearest the sea, he locks it and goes to get his mother. The weather picks up, a boat comes in and moors up for safety, the wind blows, the mast snaps and basically nailed my mates car to the floor, it was flattened, a total right off, wheels out at 45 degrees like something out of a cartoon and the roof totally touching the seats. He calls his insurance as he's fully comp and guess what, it's an "Act of God" and he's not covered! About 15k straight in the bin, my argument with him was why didn't you say I'm not religious and don't believe in this God fella, which he saw the funny side to, anyway yeah, just had to scrap it and that was that. It's a get out. I would have put that down as accidental damage, but it's down to their interpretation. I would state act of God as something like a volcanic eruption or indeed a virus. Most insurers didn't pay business interruption claims for covid Edited March 6, 2022 by david1111 1 Share this post Link to post Share on other sites
